Tuesday, 21 November 2017


1. Use TO in these cases:
Motive/Reason (with verb)        
·         I went to the store to buy milk.
What time it is    
·         It was a quarter to six when I left.
·         I shall go to London next month.
·         It’s about ten kilometers from my house to my school.
·         prefer this dress to the one you were wearing yesterday.
·         He gave the pen to his friend.

2. Use FOR in these cases:
Motive/Reason (with noun)       
·         I went to the store for milk.
Period of time   
·         The couple took the house for 2 years.
·         A win is always good for morale.
Function – with verb (-ing form)               
·         She had a special talent for learning languages.
Agree with          
·         Are you for or against his idea?
Doing something to help someone          
·         Could you carry my case for me?

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Thursday, 9 November 2017


Sunday, 5 November 2017


I.                   Common words for money / finance:
abbreviation of Automated Teller Machine: a machine, usually in a wall outside a bank, from which you can take money out of your bank account using a special card.
bank balance:
the amount of money in a bank account.
I'd like to check my bank balance, please.
bank charges:
sums of money paid by a customer for a bank's services.
bank statement:
a printed record of the money put into and removed from a bank account
when a check cannot be paid or accepted by a bank because of a lack of money in the account:
I had to pay a penalty fee when my check bounced.
(noun) money in the form of notes and coins, rather than checks or credit cards:
Do you have any cash on you?
cash a check/cheque:
(verb) to exchange a check for cash:
Would you cash a check for me?
checkbook (US) / chequebook (UK):
a book of checks / cheques with your name printed on them which is given to you by your bank to make payments with.
check (US) / cheque (UK):
a printed form, used instead of money, to make payments from your bank account:
I wrote him a check for $100.
1. money in your bank account.
I was relieved to see from my statement that my account was in credit
2. a method of paying for goods or services at a later time, usually paying interest as well as the original money.
They decided to buy the car on credit.
credit card:
a small plastic card which can be used as a method of payment, the money being taken from you at a later time.
checking account (US) / current account (UK):
a bank account that you can take money from at any time and which usually earns little or no interest.
(a record of) money taken out of a bank account.
The account was in debit at the end of the month (= more money had been spent than was in the account at that time).
money, which is owed to someone else, or the state of owing something:
He managed to pay off his debts in two years.
The firm ran up huge debts.
deposit (US) / pay in (UK):
to put money into a bank account.
If you go to the bank, will you deposit these checks for me?
direct debit:
an arrangement for making payments, usually to an organization, in which your bank moves money from your account into the organization's account at regular times:
I pay my electricity bill by direct debit.
when you spend or use money.
Buying a bigger car has proved to be well worth the expense.
We've just had a new garage built at great expense.
an agreement in which you pay a company money and they pay your costs if you have an accident, injury, etc:
life/health/car/travel insurance
1. money which is charged by a bank or other financial organization for borrowing money.
I got a loan with an interest rate of 10%.
2. money that you earn from keeping your money in an account in a bank or other financial organization.
You should put the money in a savings account where it will earn interest.
a sum of money which is borrowed, often from a bank, and has to be paid back, usually together with an additional amount of money that you have to pay as a charge for borrowing.
She's trying to get a $100 000 loan to start her own business.
Non Sufficient Fund
The act of overdrawing a bank account.
a person who money is paid to or should be paid to.
savings account (US) / deposit account (UK):
a bank account in which you usually leave money for a long time and which pays you interest.
standing account (UK):
an instruction to a bank to pay a particular amount of money at regular times from a person's bank account to another bank account (compare direct debit)
(an amount of) money paid to the government, which is based on your income or of the cost of goods or services you have bought:
They're putting up the tax on cigarettes.
traveler's check:
a piece of paper that you buy from a bank or a travel company and that you can use as money or exchange for the local money of the country you visit
to take money out of a bank account.

II.                Banking idiomatic expressions:
Can I bank on your support?
A fool and his money are soon parted.
A company or an activity which is a licence to print money.
The company has been coining it/money since the new manager took over.
Since he's in the money, he's extremely generous to his friends.
Ice cream sellers are minting money thanks to the heat.
Most people think being a professional footballer is money for jam.
That costs an arm and a leg.
I got it for a song.
Time is money.

More money idioms with examples

III.              Rich and poor:
Describing a rich or a poor person:
stinking rich, flush, well-heeled, loaded, moneyed, well-to-do, filthy rich, rolling in it, wealthy, prosperous, affluent, well off, ...
dirt poor, hard up, needy, skint, broke, penniless, moneyless, poverty-stricken, empty-handed, deprived, unfortunate, underprivileged, meager, reduced, pitiable, humble, lowly, modest, destitute...

Thursday, 2 November 2017


1)   Look, seem and appear

Look, seem and appear are all copular verbs and can be used in a similar way to indicate the impression you get from something or somebody. Copula verbs join adjectives (or noun compounds) to subjects:

She looks unhappy (here look is more oftenly used with temporary status, e.g. mood)
He seems nice (here seem is more commonly used with permanent condition, e.g. personality)
They appear (to be) contented.

Note that adjectives, not adverbs, are used after copular verbs. We do not say:

She looked angrily.
He seems cleverly.

We have to say:

She looked angry.
He seems clever.

Of course, when look is not used as a copular verb, but as a transitive verb with an object, an adverb will describe how someone looks:

She looked angrily at the intruder.

2)   Look / seem - as if / like

After look and seem, but not normally after appear, we can use an as if / like construction:

It looks as if it's going to rain again.
It looks like we're going home without a suntan.
It seems as if they're no longer in love.
It seems like she'll never agree to a divorce.

3)   Seem / appear to + infinitive

After seem and appear we often use a to + infinitive construction (or a perfect infinitive construction for past events). We cannot use look in this way. Compare the following:

They appear to have run away from home. They cannot be traced.
I seem to have lost my way. Can you help me?
It seems to be some kind of jellyfish. Do not go near it.
They appear not to be at home. Nobody's answering.
They do not appear to be at home. No one's answering.

We can also use a that-clause after It seems?... and It appears..., but not after look. It looks... has to be followed by an as if / like clause:

It seems that I may have made a mistake in believing you did this.
It appears that you may be quite innocent of any crime.
It looks as if / like you won't go to prison after all.

4)   Appear / seem - differences in meaning

You can use seem to talk about more objective facts or impressions and about more subjective and emotional impressions. We do not usually use appear to refer to emotions and subjective impressions. Compare the following:

·   impressions / emotions:

It seems a shame that we can't take Kevin on holiday with us.
It doesn't seem like a good idea to leave him here by himself.
It seems ridiculous that he has to stay here to look after the cat.

·   more objective facts and impressions:

They have the same surname, but they don't appear / seem to be related.
She's not getting any better. It seems / appears that she's not been taking the medication.

5)   Non-copular use of appear and look

Note that seem is used only as a copular verb, but both appear and look have other meanings and uses:

·   appear = (begin to) be seen:

She has appeared in five Broadway musicals since 2000.
Cracks have suddenly appeared in the walls in our lounge.
Digital radios for less than £50 began to appear in the shops before the end of last year.

·   look = direct your eyes / search:

I've looked everywhere for my passport, but I can't find it.
I've looked through all the drawers and through all my files.
He didn't see me because he was looking the other way.

Note that look is used in a wide range of phrasal verbs:

Could you look after the children this afternoon while I go shopping?
Could you look at my essay before I hand it in?
I'm looking for size 36 in light blue. Do you have it?
It's been a hard year. I'm looking forward to a holiday now.
I've written a letter of complaint and they've promised to look into the matter.
Look out for me at the concert. I'll probably be there by ten o' clock.
Don't you want to look round the school before enrolling your children?
He's a wonderful role model for other players to look up to.
If you don't know the meaning of these phrasal verbs, look them up in a dictionary.